Under the title “Unpredictable consequences of electromagnetic fields” warns one of the The world’s largest reinsurer, Swiss-RE, protects its customers from risks that the division has Product liability could result in mobile phones and transmitters.Due to unpredictable health consequences due to electromagnetic fields you fear damage claims and large losses in the product liability insurance for mobile phones and transmitters.In a reinsurance company, normal insurance companies can reinsure themselves. In its issue Swiss-Re-SONAR, Swiss-Re distinguishes between potentially low, potentially medium and potentially high risks in the case of emerging risks.
Electromagnetic fields emanating from transmitters and cell phones are now ranked among the potentially highest risks. In addition to two other risks that Swiss-RE identifies as potentially high, the electromagnetic fields include nanotechnology and chemical substances known as EDC (endocrine disrupting chemicals), which ia. used in the textile industry.
“The classification of mobile phone radiation as a ‘potentially high risk’ by a major insurance would give all those politicians to think, still insure that everything is safe,” commented Jörn Gutbier, chairman of the consumer protection organization Diagnose Funk eV and calls:
Mobile communications in the highest risk levelFollowing a translation of the text of Swiss-RE:”The ubiquity of electromagnetic fields raises concerns about the potential impact on human health, particularly with regard to the use of mobile phones, as well as for power lines and transmitters.
In the last 10 years, the wireless devices have massively expanded. The connection of mobile phones with computer technology has led to a surge in new and emerging technologies.
This development has increased exposure to electromagnetic fields whose health effects are still unknown.
The fear of potential risks due to electromagnetic fields has risen. Studies are difficult to carry out because longitudinal studies and trend studies are inconsistent because of the relatively short time that wireless technology has spread.
The World Health Organization has classified the extremely low frequency magnetic fields and high frequency electromagnetic fields emitted by cell phones as possibly carcinogenic to humans (Class 2 B). In addition, a recent court decision from Italy has identified the link between mobile phone radiation and damage to human health. Overall, however, the evidence is still inconclusive regarding possible adverse health effects of EMF.
Potential impact on the insurance industry: If a direct link between electromagnetic fields and human health complaints can be established, this would open the door to new claims for damages. This would ultimately lead to large losses in the area of product liability insurance. The insurance premiums for liability would probably increase. ”